The following Rates were quoted by Katie Karr, Senior Loan Officer at Bank Star One in Lake Ozark
Kate’s Rates
5/5/2014
CONVENTIONAL FIXED RATE
Loans >= $300,000
30 YR FIXED - 4.250% (APR 4.310%)
20 YR FIXED - 4.000% (APR 4.080%)
15 YR FIXED - 3.375% (APR 3.469%)
Loans <= $100,000
30 YR FIXED - 4.500% (APR 4.626%)
20 YR FIXED - 4.125% (APR 4.292%)
15 YR FIXED - 3.625% (APR 3.830%)
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USDA RURAL DEVELOPMENT
Up to 102% LTV
30 Year Fixed 4.250% (APR 4.373%)
Primary Homes Only
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FHA
up to 96.5% LTV
FHA 30Y Fixed 4.000% (5.242% APR)
203K-REHAB 30Y 4.500(5.728%APR)
Primary Homes Only
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VA
100% LTV
VA 30Y Fixed 4.125% (4.445% APR)
Primary Homes Only
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Secondary Market FIXED RATE
JUMBO Products Now Available!
up to 80% LTV
Loan Amounts $417,000 - $2,000,000
Primary & Second Homes
CALL FOR RATES.
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BANK PORTFOLIO PROGRAMS
up to 80% LTV
Primary & Second Homes
No Condo Project Requirements.
IN-HOUSE MORTGAGES, LOT LOANS, JUMBO,
CONSTRUCTION, COMMERCIAL, BRIDGE.
CALL FOR RATES.
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Katie Karr, Sr Loan Officer
24 Yrs Experience, NMLS# 263796
2012 BANK STAR PRESIDENT’S CLUB AWARD RECIPIENT
Cell: (573)216-4247
Direct Office Line: (573)723-7939
Fax: (573)365-7101
Bank Star One, 1196 Horseshoe Bend Parkway
PO Box 1030, Lake Ozark, MO 65049
Bagnell Dam Association of REALTORS®
2012 & 2013 “Affiliate of the Year”
APPLY ONLINE at www.bank-star.com
Wherever the path of life may lead…there’s no place like HOME.
Thank you for the opportunity to finance yours.
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Conventional: rates quoted with zero points and
zero delivery fees for a Primary Home Purchase;
rate may be higher if FICO <740, LTV>60%, cash-out
refinance, rate/term refinance, investment property,
or if waiving escrows; Mortgage Insurance required
if LTV>80%. Maximum loan amount: $417,000.00.
USDA: Rate quoted for a $100,000 loan; Primary
Residence Purchase. USDA allowed on purchases
of primary home or Refi of Current USDA loan;
Rate may be higher if credit score <680 or if loan
size <$55,000. Can finance the 2% Guaranty Fee.
FHA/VA: Rate quoted for $100,000 loan; Primary
Residence Purchase, 740 FICO. Certain conditions apply.
Rates quoted for a 30-day period and are subject to
change. This information is distributed only to business
entities and is not meant for consumer use and is not
an offer to enter into an agreement regarding interest
rates or discount points. Borrowers must qualify.
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