Posted By @ May 19th 2014 8:44pm In: Home Purchase

The following Rates were quoted by Katie Karr, Senior Loan Officer at Bank Star One in Lake Ozark    

   Kate’s Rates

         5/5/2014

 

CONVENTIONAL FIXED RATE

Loans >= $300,000

30 YR FIXED  - 4.250%  (APR 4.310%)     

20 YR FIXED  - 4.000%  (APR 4.080%)     

15 YR FIXED  - 3.375%  (APR 3.469%)    

 

Loans <= $100,000

30 YR FIXED  - 4.500% (APR 4.626%)

20 YR FIXED  - 4.125% (APR 4.292%)

15 YR FIXED  - 3.625% (APR 3.830%)

 

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USDA RURAL DEVELOPMENT

Up to 102% LTV

30 Year Fixed  4.250% (APR 4.373%)

Primary Homes Only

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FHA    

up to 96.5% LTV

FHA 30Y Fixed 4.000% (5.242% APR)

203K-REHAB 30Y 4.500(5.728%APR)

Primary Homes Only

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VA    

100% LTV

VA 30Y Fixed   4.125% (4.445% APR)

Primary Homes Only

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Secondary Market FIXED RATE

JUMBO Products Now Available! 

up to 80% LTV

Loan Amounts $417,000 - $2,000,000

Primary & Second Homes

CALL FOR RATES.

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BANK PORTFOLIO PROGRAMS   

up to 80% LTV

Primary & Second Homes

No Condo Project Requirements.

IN-HOUSE MORTGAGES, LOT LOANS, JUMBO,

CONSTRUCTION, COMMERCIAL, BRIDGE.

CALL FOR RATES.

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Katie Karr, Sr Loan Officer

24 Yrs Experience, NMLS# 263796

2012 BANK STAR PRESIDENT’S CLUB AWARD RECIPIENT

Cell:  (573)216-4247     

Direct Office Line:  (573)723-7939     

Fax:  (573)365-7101

Bank Star One, 1196 Horseshoe Bend Parkway

PO Box 1030, Lake Ozark, MO 65049

   Bagnell Dam Association of REALTORS®

      2012 & 2013 “Affiliate of the Year”

               

APPLY ONLINE at   www.bank-star.com

Wherever the path of life may lead…there’s no place like HOME. 

Thank you for the opportunity to finance yours

 

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Conventional: rates quoted with zero points and

zero delivery fees for a Primary Home Purchase;

rate may be higher if FICO <740, LTV>60%, cash-out

refinance, rate/term refinance, investment property,

or if waiving escrows; Mortgage Insurance required

if LTV>80%.  Maximum loan amount: $417,000.00.

 

USDA: Rate quoted for a $100,000 loan; Primary

Residence Purchase.  USDA allowed on purchases

of primary home or Refi of Current USDA loan;

Rate may be higher if credit score <680 or if loan

size <$55,000.   Can finance the 2% Guaranty Fee.

 

FHA/VA: Rate quoted for $100,000 loan; Primary

Residence Purchase, 740 FICO. Certain conditions apply.

 

Rates quoted for a 30-day period and are subject to

change. This information is distributed only to business

entities and is not meant for consumer use and is not

an offer to enter into an agreement regarding interest

rates or discount points.  Borrowers must qualify.

 

 


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